Benefits of retiring in Florida

Sunshine, world-famous beaches, outdoor activities and top-notch attractions are just a few of the reasons Florida is one of the most popular places to retire in the United States. Experts agree, and Florida is regularly named the best state to retire in, like in this 2023 article from Travel and Leisure.

The Sunshine State has always been a top destination for retirement living, and the newly retired continue to move here for a fresh start as they enter a new phase of life. If you’re looking for the best place to enjoy your golden years, here are just a few of the benefits of retiring in Florida.

Benefit 1: Florida’s tax policies make retirement more affordable.

Florida’s tax policies are one of the most popular, hidden benefits of retiring here. It’s one of the few states with no income tax, which includes income from sources like social security, pensions, IRAs and 401ks. Retirees can also enjoy peace of mind knowing there are no inheritance or estate taxes on what they plan to leave behind. These friendly tax policies also mean you’ll only have to file a federal tax return during tax season.

If you’re interested in being a part-time resident to enjoy Florida’s warm weather in the winter months, it’s still possible to experience the state’s tax benefits. The first step to making Florida your primary place of residence is proving that you live in the state for at least 183 days a year.

Benefit 2: Florida has a highly-diverse population and lively culture.

We know that you’ll have no problem meeting like-minded retirees in Florida. The Population Reference Bureau reports that 21 percent of the state’s residents are 65 and older, making it the state with second largest senior population. The state also serves as a cultural melting pot in many highly-populated cities. Florida’s diverse population gives retirees a chance to connect with people from different backgrounds and creates a lively cultural landscape with a variety of restaurants, festivals and shops for residents to enjoy all year long.

Benefit 3: The warm climate provides health benefits for seniors.

The sunshine is one of the most popular reasons retirees love Florida retirement living, but warm weather can also help you live a healthier life! Cold weather can have negative effects on your heart and lungs, so avoiding chilly winters can help regulate your blood pressure and protect these vital organs. Not to mention, the mental health benefits of time spent in the sun like increased memory and serotonin levels.

Residents have the option to exercise outdoors all year long and soak up plenty of Vitamin D. Time in the sun is the best way to absorb the vitamin which helps maintain healthy bones, assists in immune support and provides the body with more antioxidants, according to WebMD. Whether you’re spending a day on the water fishing, taking a bike ride or exploring one of Florida’s beautiful state parks, you’re getting exercise and absorbing valuable Vitamin D.

Benefit 4: There’s no shortage of active retirement communities in Florida.

From the panhandle to South Florida, you’ll find senior living communities with affordable manufactured homes in amazing locations. The benefits of living in one of Florida’s many retirement communities include friendly, like-minded neighbors, affordable homes with spacious floorplans and resort-style amenities to keep your mind and body active like pools, exercise rooms, libraries and walking paths just to name a few.

At Garber Communities, we’re known for creating some of the best 55 plus retirement communities in Florida, offering seniors modern homes at a great price and excellent customer service. If you’re interested in learning more about our senior living communities in Florida, click here or call 407-949-8629 for more information.

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